Baccarat is a classic casino game, one that you’ll find in every online casino. Like with any casino game,  the game is shrouded in mystery for newbies and isn’t a guaranteed win. While it is primarily a game of luck, there’s no reason to be scared or apprehensive.

So, before you dive in with a hefty deposit, take a minute to understand the game in its entirety. We promise it won’t disappoint!

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What is Baccarat?

Baccarat used to be played by the gambling elite. As time has passed, it has become a popular casino game that anybody can join.

The game itself is relatively simple. It involves two or three cards, and to win, you need the highest remainder when the face value is subtracted by ten. There are several different variants of the game, but the core remains the same.

There are three different game variants, namely North American Baccarat, Chemmy, and Baccarat Banque. The game is mainly driven by luck, but there are some strategies you can employ to give yourself an edge.

Now that the game’s basic premise has been established, it is time to truly understand the game. Without understanding the rules, strategies, and tricks of the trade, you’re likely to lose a lot of money. At the very least, understanding the game will help you enjoy it.

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How to play Baccarat?

Playing this game simply involves understanding the rules and terms of the game. Before you delve into the rules, know the basics. It consists of two hands, the Player hand and the Banker hand. The hand that gets closer to the total value of 9 wins.

Rules of Baccarat

Now come the actual rules, which are listed below.

  • You can place one of three bets – on the Player’s hand, the Banker’s hand, or a tie bet. If the bet you place matches the outcome, then you win!
  • The round starts with making a bet, and then two cards are dealt with the Player hand and the Banker hand. If you’re playing online Baccarat, then a third card will be dealt with if and when required.
  • All face cards and tens have a value of zero. While aces have a value of one, and the other cards retain their face value.

Pay attention only to the last digit of the total of a hand. For example, if the total is 19, count it as a 9.

Betting on Baccarat

Since you’re placing bets , understanding how the wager works are necessary. So, let’s take an example to explain.

Say you’ve bet on the Player hand, and it comes closest to nine; you win twice your stake. If you’ve bet on a tie and it happens to be a tie, then there is an 8-to-1 payout. Make sure to check the score sheets at your live Baccarat tables to keep track of your score.

Types of Baccarat

There isn’t just a single version of this iconic game. It has several different versions, and it is up to you to choose a favorite. The different versions of the game are available in online casinos and land-based casinos. Here are a few variations you’ll find.

3 Card Baccarat

The 3 Card variation is relatively simple and is most popular in Macau casinos. This type of the game involves a single deck of 52 cards. The round starts with the dealer distributing three cards to the players and themselves. The scoring and objective remain the same as the normal version; however, a hand with three face cards is worth more than a score of 9.

Say the game is a tie, then the hand with the most face cards wins the round!

Chemin de Fer

This version of the game is most popular in France. Like in Baccarat Banque, Chemin de Fer allows a player to act as the bank. If you take on the role, you play against fellow gamblers. When playing Chemin de Fer, it is normal for a table to have up to 14 players and still remains available only in the VIP areas of European casinos.

Baccarat Banque

Much like Chemin de Fer, it is most popular in Europe. The game requires three decks and gives the players the option to play as the bank. Unlike Chemin de Fer, when a player acts as the bank, they must bet on the Banker’s hand winning.

Players don’t have to follow this rule and can challenge the Banker. If they win, they get to play as the Banker’s hand in the following round.

Mini Baccarat

Mini Barracat only has about seven gamblers at a table, with a single dealer handling every round. It is the most popular version of the  game due to its fast pace. It’s the simplest version of the game and one you’ll see most frequented in Live Baccarat.

Punto Banco

In this version of the game, much like Mini Baccarat, the dealers handle the whole gameplay while the players make the bets. This is yet another popular version of the game.

The only real difference is that Punto Banco has three dealers who are handling the whole game. The software deals and handles bets in the online version, so there’s nothing to worry about! You won’t have to keep track of the number of dealers.

Tips and tricks of playing Baccarat

Despite the game being so heavily luck-based, the Baccarat strategy still exists. There are always a few tricks that you can keep up your sleeve to tip the scales in your favor.

  • Don’t play a tie bet: The house edge for a tie bet is always around 14.4%, which is a huge disadvantage.
  • Bet on Banker: It is a known fact that the Banker wins over 50% of games, so betting on the Banker hand increases your chances of a winning bet.
  • Winning streaks: If you see that the bank is on a winning streak, stick with bets on the bank as they are likely to get the most out of these streaks. Remember not to go overboard as the streaks aren’t endless.
  • Wait and Watch: If the bank loses, cut your losses and don’t place a bet on the next round. Depending on who wins the round you passed on, continue betting on them.
  • Tie Bets don’t count: If you don’t count the tie-bets as a part of the banker-wins or the player-wins, you’re going to get a better idea of the next outcome.
  • Management is Key: Manage the kind of bets you’re placing. Don’t stick to the table too long and know when to take a break and walk away. The Mini version can cause devastating losses since there are about 200 decisions per dealer! Stick to betting on the bank when playing it; it is the safest strategy.

Tips and tricks of playing Baccarat

Best sites to play Baccarat

Baccarat online is an incredible thrill. There are tons of versions and different games to choose from with a wide range of stakes and more. Moreover, you can even play Baccarat for free if you’re looking to practice or play for fun.

When you play it, you need to find the right casino for you. They need to be legitimate and have a variety of games to choose from. So, here is a list of different casinos to play on.

Play Baccarat at an online casino

Online casinos are an ideal way to play online Baccarat. There are hundreds of different sites to choose from, so we’ve compiled a list of the best online casinos to play Baccarat.


Betway is a very well-known online casino and sports betting site known as one of India’s best betting sites. Apart from its betting section, Betway also has an incredible collection of casino games, where you can play other games such as poker and blackjack.

They may not be exclusively catering to an Indian audience but has adapted to the Indian players’ requirements. The Indian rupee, along with Indian payment methods such as Paytm, is accepted. There are also separate bonuses for Indians which make sure that you not only get the best prizes that cater to you but also get a chance to double your first deposit.

Pure Win Casino

Pure casino is relatively new compared to the other casinos on this list. Still, it does not disappoint in any manner. The online casino is focused exclusively on Indian players and Indian games. They also have added a brilliant sports wagering section on their site where you can place bets on any sport across the world!


10Cric casino may be focused heavily on cricket betting, but this doesn’t take away from the excellent casino games. The site is internationally renowned as a bookmaker. It allows bets to be placed on Indian games such as horse racing, kabaddi, and more.

The bookmaker is exclusively for Indian players and focuses on providing their Indian audience everything in terms of payment options and game choices. It keeps up its reputation even with a vast library of online casino games catering to the Indian audience. It offers multiple game choices and some incredible software providers such as NetEnt who are renowned internationally for their slot games.

Royal Panda

Royal Panda casino remains one of the biggest online casinos in the gambling industry. Its reputation definitely precedes it, making it an ideal option to play online Baccarat. The site is known for its great bonuses, multiple payment methods, and ease of use.

It offers multiple  variations for each of the games and hosts some of the best software providers in the gambling industry. The range of games coupled with the site’s safety and reliability makes it a go-to option for many players.


Dafabet casino is one of Asia’s biggest online casinos and gaming websites. It has a variety of different online games and even offers sports betting! When it comes to Dafabet, safety is crucial. The site takes the security of its users extremely seriously. Along with the incredible standard for security, Dafabet offers the best prices, bonuses, and gaming quality.

Play Baccarat on mobile

Indian players tend to prefer playing online. Baccarat is no exception to the rule. Many popular online casinos have launched mobile apps for both iOS and Android. The apps make it easier to play on the go and work just as well as the online version.

Popular online casinos such as Pure Casino, Betway, 10Cric, and LeoVegas have mobile apps where you can play Baccarat online. Whether you’re playing Baccarat for free or for real money, the mobile apps won’t let you down.

Popular Baccarat games

With the variety of games offered at online casinos, it can be difficult to choose which version you want to play. So, before you start experimenting with the options, go for some of the most popular options.

  • Punto Banco is an extremely popular game. You’ll find this version of the game in most online casinos.
  • Live Dealer  brings the game to life around you. Live Dealer Baccarat often has the widest variety of bets and gameplay.
  • Mini Baccarat is popular because of how fast-paced and simple it is to learn. The tables being smaller often have lower limits and stakes. The popularity as a game stems from this version.

Best Baccarat providers

Some of the biggest and best game producers in the gambling industry produce casino games. Their reputations often precede them, and you’ll find these games in almost every legitimate casino.


If you’re looking for one of the oldest and most trusted software providers in the industry, then Microgaming is who you’re looking for. The provider offers a wide variety of Baccarat variants such as Classic Baccarat, Baccarat Gold, and Live Dealer Baccarat.


NetEnt is another well-known and renowned game provider. You’ll see NetEnt games in every casino you frequent. Their games are always of premium quality with several lenient betting options.

Evolution Gaming

If you’re a veteran punter, then you’ve heard of Evolution Gaming. The game provider deals primarily with premium live dealer games of high quality and great payouts.

Evolution Gaming is known for its excellent quality and customizability. The live dealer games also offer you a chance to interact with other players, making it a more interactive environment.

Real money Baccarat

Baccarat doesn’t just have to be played for free. Most online casinos have the option to play real money Baccarat. The stakes tend to differ with each casino and table you pick. What also changes between casinos is the deposit amounts and bonuses offered.

It cements the experience of an online casino, especially the live dealer. The generous bonuses might not be available in physical casinos, but they give you an edge in online casinos. With the help of a generous bonus, you can wager and bet more money, eventually leading to a bigger reward.

It isn’t only present on websites but also on mobile apps. Sites like Betway have understood mobile apps’ popularity in India and set up convenient and easy-to-use real money apps.

Legality of Baccarat in India

Playing Baccarat online with real money in India is completely legal and is well with the law. You can read more about the laws regarding real money online gaming here.

Playing Baccarat with Indian Rupees

Whether foreign or Indian, online casinos are starting to accept Indian audiences and, by extension, Indian rupees. While sites like 10Cric are geared solely towards Indian Players, Betway and other big-name casinos are starting to accommodate Indian rupees and payment methods.

Indian players can now use a range of payment options at most big-name casinos and Indian casinos alike. The usual options such as VISA card, MasterCard, and bank transfers don’t have to be done in dollars or euros any longer. Many sites like Betway also accept domestic e-wallets such as Paytm. So, playing Baccarat won’t be a problem.


Baccarat isn’t as complex and scary as it is made out to seem. Once the shroud of mystery is removed, it is simple and easy to learn. With the range of game options, there’s never a dull moment with the game.